Change the second paragraph of the Patents rule to say:

If, after the blog post patenting the phrase has been made, any other Corporation uses a patented phrase in a blog entry, blog comment or GNDT comment, the patent holder may (within 24 hours of the phrase being used) deduct M$1 from the infringer and add it to their own cash, to a maximum of M$1 per instance of the phrase. If the infringer has a negative balance and has used 80% or more of their credit, no cash is gained or lost.

This allows patents to benefit from the money rules involving credit without allowing someone to talk themselves directly into bankruptcy inadvertently.