Sunday, April 14, 2013

Proposal: Economics 102

Self-Killed. -RaichuKFM

Adminned at 15 Apr 2013 16:05:22 UTC

Set the wealth of each family (York and Lancaster) to equal 100.

Enact a rule entitled “Borrowing”:

As a Weekly Action a Noble may borrow money from their families treasury, by removing the amount they wish to borrow from their families total wealth and adding it to their own. They must keep track of the amount they borrowed in the wealth column of the GNDT in the following format: “[wealth] (B: wealth borrowed)”.  For every week a noble fails to pay back the full amount of what they owe, an additional 10% (rounded up to the nearest integer) is added to the amount they owe. A Noble who owes money may not achieve.

If a families treasury falls below 10 wealth and a Noble, who does not owe more than 10 wealth and who wants or needs to borrow money, that Noble may recall debts. Recalling debts forces all nobles who have borrowed money from their family’s treasury to pay back 5 wealth. If, after this recalling of debts, there is less than 20 wealth in the family’s treasury than the recalling of debts continues to occur until there is either more than 20 wealth in the family’s treasury or there is no money left to be paid. Any Noble who can not pay back money that they would have to due to the recalling of debts is forced into bankruptcy.

Clarification Note: The two families are separate for the purposes of this rule. Thus, if there is a recalling of the debt in the Lancaster family, this does not affect the York family.

Enact a Rule entitled “Bankruptcy”:

Once per week, a noble may declare Bankruptcy (this is only for declaration of Bankruptcy, not for being forced into Bankruptcy).
A Noble who decides or is forced to declare Bankruptcy sets their wealth to “0” getting rid of all debt. If they do so, they lose one title per 5 wealth they owe rounded up (thus, owing 4 wealth would still result in a lost title and owing 7 wealth would result in 2 lost titles), starting from their highest title. They also loose 5 dignity.
When any titles that are lost due to this rule are purchased, the wealth spent to purchase the title is added to the treasury of the family of the Noble who lost the title. Thus if Noble A of the Lancaster Family becomes bankrupt and loses their title of Earl of X, when the title Earl of X is purchased, the 6 wealth used to purchase the title is added to the Lancaster Treasury.


RaichuKFM: she/her

14-04-2013 03:29:37 UTC

against Just not a fan of this.


14-04-2013 04:10:11 UTC

against It seems awfully complicated and too hard to regulate/monitor.


14-04-2013 05:56:07 UTC



14-04-2013 18:27:36 UTC

I agree with Skju, this sounds too complex (and thus potentially loopholy). I seem to understand you used the words “bankruptcy” for two different things? Declaring bankruptcy and being forced into bankruptcy. That’s confusing (and potentially loopholy as well!).

Some minor issues:

“by removing the amount they wish to borrow from their families total wealth and adding it to their own”
The verb “transfer” has been defined in the appendix for this use specifically.

“rounded up to the nearest integer”
What if the nearest integer is down?

“A Noble who owes money may not achieve.”
I assume you meant “achieve victory”.

Also you spelled “loose” two different ways.

RaichuKFM: she/her

14-04-2013 21:13:44 UTC

Rounded up to the nearest integer is a legitimate phrase; It can’t be construed as rounding down because it explicitly states it is rounded up. Loose -> lose is a typo and can be fixed upon enacting. I’m still not a fan of this Proposal, though.


14-04-2013 21:18:00 UTC

I agree that it’s complex, but apparently I just like complex rules. I’ll try to keep them more simple in the future.
In response Cpt_Koen:
1) I apologize for my misspelling of lose. (Also, I made a than/then error) I’m aware of the difference, just not good at catching myself when I use the wrong one. That being said, it can probably be considered as an obvious misspelling and thus ignored/changed
2)I did mean achieve victory.
3) rounded up to the nearest integer means exactly that - you must first round up and then find the nearest integer

In general, I like the idea of borrowing for this dynasty, but I think I’ll hold off on reproposing this rule, so if anyone else wants to take a stab at it, feel free.


15-04-2013 00:58:29 UTC

The problem with complex proposals is that it’s harder to make them elegant and easier to mess them up. I intend to use the new Parcel system to achieve what you were trying to do with farming (reliably producing wealth) and I think that some kind of lighter borrowing mechanic might be worthwhile as part of Taxes that ties into Title hierarchy.


15-04-2013 07:22:19 UTC



15-04-2013 23:04:31 UTC